Hi, I’m Cesar Ramirez, the founder of Temeku Insurance. I’m a local Temecula insurance agent, licensed in California since 2018, helping individuals and families in Temecula, Murrieta and the surrounding communities understand their coverage options, without call-center pressure. Se habla español.
California Insurance License #0M47591. You can verify my license anytime using the California Department of Insurance license lookup.
Who I help
I work with people throughout Southwest Riverside County and North San Diego County, including Temecula, Murrieta, Menifee, Sun City, Wildomar, Lake Elsinore, Hemet and Fallbrook. Most conversations start by phone, and I’m happy to meet in person locally when that’s more comfortable.
What I can help with
- Medicare: turning 65, Medicare Advantage, Medicare Supplement and Part D reviews
- Life insurance for families
- Final expense insurance for seniors
- Mortgage protection insurance for homeowners
- California health insurance for individuals and families
How I work as your Temecula insurance agent
My job is to listen first, explain your options in plain language, and help you choose coverage that fits your needs and budget. There’s no cost to meet with me. I’m typically paid by the insurance company when a policy is placed, and that doesn’t add to your premium. If something isn’t a good fit, I’ll tell you.
A little about me
I’m passionate about helping families protect what matters most. Helping you and your loved ones feel secure is what this work is all about for me.
I’ve been licensed in California since 2018.
I speak English and Spanish, so we can talk in whichever language is most comfortable for you. Se habla español.
Let’s talk
Call me at 760-297-0366, email [email protected], or request a free Medicare review or a life insurance quote.
Talk with Your Local Temecula & Murrieta Agent
Have questions about Medicare, Life Insurance, Final Expense, Mortgage Protection, or Covered California? I compare your options side by side in plain English or Spanish at $0 extra cost to you.