Honest insurance quotes from your Temecula and Murrieta neighbor.
Medicare, life, final expense, mortgage protection and Covered California health plans, explained in plain English o en español. Free, no pressure.
- You talk to me directly, not a call center
- Your info is never sold or shared with other agents
- Hablamos español
Get your free quote
3 quick steps · about 60 seconds
Please choose an option.
Simple, personal, no pressure
No call centers and no bidding wars over your phone number. Just one local, licensed agent working for you.
Tell me what you need
Answer a few quick questions online, or just call me.
I compare your options
I review the plans available to you and explain them in plain language, in English or Spanish.
You decide
Take your time. There’s no cost for my help and no obligation to buy.
What I can help you with
Medicare
Turning 65, new to Medicare, or reviewing your plan during enrollment periods.
Life Insurance
Term and permanent coverage to protect the people who count on you.
Mortgage Protection
Coverage that can help your family keep the home if something happens to you.
Health / Covered California
Individual and family plans, with help applying for financial assistance.
Hi, I’m Cesar Ramirez
I’ve been a licensed California insurance agent since 2018, helping families in Temecula, Murrieta and the surrounding area find coverage that fits their budget. Hablo español.
- One agent from start to finish, so you always know who to call
- Your information stays with me. It’s never sold to other agents.
- Covered California Certified Insurance Agent
Common questions
Does it cost anything to get a quote?
No. My help and quotes are free, and there’s no obligation to buy.
Will I get calls from a bunch of companies?
No. Your information goes only to me, Cesar Ramirez at Temeku Insurance. I don’t sell or share leads with other agents.
¿Puedo recibir ayuda en español?
¡Sí! Elija “Español” en el formulario o llámeme. Choose “Español” on the form and I’ll call you in Spanish.
How do Medicare appointments work?
Before we discuss specific Medicare Advantage or Part D plans, I’ll ask you to confirm which types of plans you’d like to talk about (a Scope of Appointment), as Medicare rules require.
How is my information protected?
Your information is used only to help you with insurance. See the Privacy Policy for details, and you can ask me to stop contacting you at any time.
Ready for an honest quote?
It takes about a minute. Or just give me a call, se habla español.