Covered California Help in Temecula & Murrieta
Talk to a licensed local agent today. Free, no obligation. Se habla español.
Cesar Ramirez · Licensed since 2018 · CA License #0M47591 · Covered California Certified Agent · Se habla español
Health coverage for individuals and families under 65. Many Californians qualify for financial help and don’t realize it. I’m Cesar Ramirez, a Covered California Certified Agent licensed since 2018. I’ll walk you through your options, your subsidy and enrollment, at no extra cost to you.
Covered California open enrollment starts November 1. Enroll by December 31 for coverage starting January 1.
Who I help
- Self-employed people, gig workers and small business owners
- People leaving a job or losing employer coverage
- Families comparing Bronze, Silver, Gold and Platinum plans
- Early retirees under 65
- Anyone who has had a life change: marriage, a new baby, a move or an income change
Find out what financial help you qualify for. Call now. Se habla español.
How it works
- Share your ZIP code, household size, ages and estimated income.
- We compare plans and your estimated financial help.
- I submit your application and stay on as your agent for questions and renewals.
Talk to a licensed local agent today. Free, no obligation. Se habla español.
Already have Covered California? Make Cesar your agent
You don’t need a new application. Never create a second account.
- Online: Sign in to your Covered California account → Find Local Help → search for Cesar Ramirez / Temeku Insurance → send the request to add me as your agent.
- By phone with me: Call 760-297-0366. With your consent on a live call, I can request delegation through Covered California’s agent tools. Covered California may send you a verification code, which you give directly to me.
- Three-way call: We can call Covered California together and request the change.
If another agent is listed on your account, that authorization is changed through Covered California.
Want me as your agent? It takes one quick call. Se habla español.
Service area
Helping individuals and families in Temecula, Murrieta, Menifee, Lake Elsinore, Wildomar and throughout California.
Local, licensed and a phone call away. Se habla español.
Frequently asked questions
Is the call free?
Yes. The call and the consultation are free, with no obligation to enroll or buy anything. Call Cesar at 760-297-0366.
Can I talk to you in Spanish?
Sí. Se habla español. Cesar is happy to help you in English or Spanish.
Does using an agent cost more?
No. Your premium is the same whether you enroll with a certified agent or on your own.
Will I qualify for financial help?
It depends on household size and income. We’ll estimate your help before you choose a plan.
I already enrolled myself. Can you still help?
Yes. Add me as your agent using the steps above.
What if I miss open enrollment?
You can still enroll if a qualifying life event gives you a Special Enrollment Period, for example losing coverage, moving, marriage or a birth. Medi-Cal enrollment is open year-round.
Ready to see your Covered California options? Call Cesar today. Se habla español.
Cesar Ramirez is a Covered California Certified Agent, CA License #0M47591. This website is owned and maintained by Temeku Insurance, which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The email addresses and telephone numbers on this site belong to Temeku Insurance and cannot be used to contact Covered California.
See our Privacy Policy.